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Rock Credit Repair disputes inaccurate, obsolete, erroneous, incomplete, and unverifiable information reported to the four major credit bureaus namely: Experian, TransUnion, Equifax, and Innovis in order to help improve consumers' credit ratings. Under the (FCRA) consumers have the right to challenge information on their credit reports based upon the "completeness and accuracy" of all reported credit items. If, after a reinvestigation by the credit bureaus, the disputed item is found to be inaccurate or can no longer be verified, the credit bureau shall promptly delete such information. Consumers have the right to dispute any and all credit items that are not 100% accurate and complete.